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Mr Ethical

Whistleblower and anti-corruption campaigner

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Cameron’s involvement in HSBC fraud, being investigated by FCA
Chapter 1 – The Lawyers
Chapter 10 – Mr Ethical Stands for Parliament
Chapter 2 – The Lawmakers
Chapter 3 – The Syndicate
Chapter 4 – The Solicitors Regulation Authority
Chapter 5 – The Financial Conduct Authority
Chapter 6 – The Police
Chapter 7 – The Ministry of Justice
Chapter 8 – The Serious Fraud Office
Chapter 9 – The Media
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Common Space – HSBC in turmoil: Whistleblower accuses media and government of covering up high street fraud
Complaints Commissioner Final Decision
contingency fees
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Courts disallow charges
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Daily Dot Interview
Death, drugs and HSBC.
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email to John Lewis
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Follow the Money – Klokkenluider boekt succesje tegen HSBC
Forbes Magazine – HBOS Report: Nothing To Reassure The Public On Accountability In U.K. Financial Services
Frontier Psychoanalysis
HBSC AGM with Joel Benjamin
Het eenzame gevecht van een klokkenluider tegen HSBC [interview in Dutch]
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Mr Ethical – the book
my notes on contract
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One Man Fights the Dirtiest Bank in the World – Newsbud
Open Democracy – Why whistleblowers are essential to democracy
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Prosecute HSBC
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Title Deeds 3
Tony Gosling Interview
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Treasury Select Committee 3
Treasury Select Committee 4
Treasury Select Committee hearing

Blog archive

Farage reported to the National Crime Agency January 24, 2026
Letter from the FCA June 10, 2021
Attempting to register for a business start up loan July 20, 2020
The Crime Cover-up that drove a new Cold War – HSBC, Browder & the Magnitsky Act July 9, 2020
How to Protect Whistleblowers – a proposal October 25, 2019
HSBC Fraud – correspondence with Financial Conduct Authority, Solicitors Regulation Authority, City of London Police and Complaints Commissioner September 3, 2019
The missing link in HSBC fraud cover-up July 26, 2019
HSBC fraud – new email to the Solicitors Regulation Authority. July 25, 2019
Letter from the FCA July 16, 2019
FCA press release and evidence that HSBC fraud is at least £200m July 11, 2019
Meeting with Andrew Bailey of the FCA July 4, 2019
Shock at sudden death of former HSBC banker April 6, 2019
“We should talk about HSBC.” Russian money laundering & media complicity. March 6, 2019
Institute for Statecraft write to HSBC, following an approach from Lord Evans February 8, 2019
Conference hosted by Integrity Initiative December 15, 2018
Email to Amber Rudd re LOBO loans & potential savings. November 22, 2018
The Iceland Christmas advert and HSBC November 11, 2018
Lisa Osofsky’s lawyers November 9, 2018
SFO’s Lisa Osofsky’s mortgage with HSBC. The mystery deepens. November 8, 2018
“A significant glitch has cropped up in the vetting process for Lisa Osofsky” October 15, 2018
Behind the Magnitsky hoax: HSBC’s offshore crime machine and the new Cold War against Russia October 5, 2018
HSBC and the Global Cover-up October 1, 2018
FCA refuse my data access request August 17, 2018
Is imperial strategy driving HSBC’s move to Paris? August 16, 2018
Open letter to Kevin Hollinrake MP August 13, 2018
Is a Tory Lord busting Russian sanctions? June 16, 2018
Dirty dealings in Ealing? HSBC not far behind. May 14, 2018
Sajid Javid, Home Secretary is a tax evader. May 1, 2018
FCA is merely a training ground for HSBC. April 16, 2018
Do you think there is no censorship in the UK? April 15, 2018
Why did these HSBC staff resign after my exposures? April 5, 2018
Complaints Commissioner meets with FCA March 12, 2018
Why the FCA must be referred for criminal prosecution March 2, 2018
“Now let’s not be too chippy about HSBC” BBC February 20, 2018
Further complaint against the FCA sent to the Complaints Commissioner February 6, 2018
More FCA/HSBC corruption and collusion February 5, 2018
HSBC, BBC and Wikipedia January 1, 2018
The Spider’s Web – a review. November 27, 2017
Protected: colp November 5, 2017
The biggest scandal happening in UK at the moment. Unreported. HSBC/FCA Saudi Aramco November 2, 2017
“It’s all about arms sales to Saudi Arabia” Mr Ethical tells parliament, and is thrown out. October 31, 2017
The censored Sajid Javid interview on tax evasion at Deutsche Bank October 22, 2017
My email to the new Treasury Select Committee about HSBC fraud October 18, 2017
How HSBC bought the media to airbrush themselves out of history. September 28, 2017
Channel 4, HSBC and corruption September 13, 2017
Cocaine, HSBC and the Guardian September 10, 2017
HSBC, oil and terrorism August 19, 2017
Where are the Grenfell donations? HSBC? August 11, 2017
Stop Banks From Stealing Your Council Tax – the LOBO loan campaign July 26, 2017
I’m censored in the UK, not in Australia yet July 19, 2017
Owen Jones, HSBC, The Guardian and me July 17, 2017
HSBC, terrorism and corruption July 16, 2017
HSBC rumbled – jail time beckons July 7, 2017
Challenging LOBO loans July 5, 2017
Lord Hague, Nissan, HSBC and Tory corruption June 26, 2017
HSBC, Amber Rudd and Hinkley Point C June 23, 2017
Amber Rudd’s first sentence on BBC Question Time was a lie June 23, 2017
This is the evidence I gave the FCA in February; why do they still not act over HSBC fraud? June 20, 2017
Corruption kills – Election 2017, Labour and Grenfell June 18, 2017
Should the law on abortion be changed? Hastings hustings June 13, 2017
Should we have nuclear weapons? Hastings hustings June 13, 2017
Has austerity been a success? Hastings hustings June 13, 2017
Should candidates know their constituency? Hastings hustings June 13, 2017
Should Britain be an outward looking and tolerant country? Hastings hustings June 13, 2017
What are your views on climate change? Hastings hustings June 13, 2017
What will you do for the poor in Hastings? Hastings hustings June 13, 2017
What can we do about Islamist terrorism? Hastings hustings June 13, 2017
My opening statement – Hastings hustings June 13, 2017
Amber Rudd censors me talking about HSBC June 6, 2017
HSBC launders donations to the Tories May 3, 2017
May’s massive conflict of interest. She must resign. May 1, 2017
HSBC April 24, 2017
Every statement in SRA HSBC fraud ruling, bar one, is untrue. April 23, 2017
Latest SRA cover-up April 22, 2017
More HSBC dirty tricks? April 10, 2017
HSBC censorship at BBC March 21, 2017
My gift to the FCA and HSBC February 25, 2017
Formal complaint against the FCA February 25, 2017
Letter to the Treasury Select Committee February 21, 2017
Letter to Serious Fraud Office February 21, 2017
Why doesn’t the DWP leave me alone? February 1, 2017
“Corruption Inc.” – Britain’s solution to bank fraud – privatise it January 16, 2017
BBC “The ads also produced an extremely positive response towards HSBC” January 7, 2017
The World v HSBC January 3, 2017
Restons threats December 19, 2016
Is this really how things should be? December 10, 2016
Quantum mechanics and HSBC fraud December 9, 2016
The Cameron/Obama/HSBC stitch-up December 2, 2016
The Snoopers Charter, the man from MI5 (HSBC) and the tax haven November 27, 2016
Amber Rudd’s Ghost Train November 23, 2016
Robert Jenkins list of bank crimes November 11, 2016
Letter to David Green of the SFO November 10, 2016
Four Treasury Select Committee hearings with FCA re HSBC fraud November 9, 2016
“I know nothing” – FCA response to TSC question on HSBC fraud November 8, 2016
The British HSBC bribery and corruption cover-up November 2, 2016
Every single FCA Committee has an HSBC connected person on it October 29, 2016
New letter to Treasury Select Committee October 28, 2016
HSBC and the mysterious man from HM Treasury October 10, 2016
HSBC and FCA – the love that dare not speak its name September 30, 2016
Correspondence with Home Secretary Amber Rudd September 28, 2016
FCA reported to Serious Fraud Office September 27, 2016
A letter for the FCA to send to HSBC September 20, 2016
Recording of my meeting with the FCA September 20, 2016
The duplicity of Ben Bradshaw MP September 16, 2016
When will BBC censorship of HSBC end? September 14, 2016
DWP harassment and fraud on the public September 13, 2016
Finding HSBC illegal charges September 12, 2016
The Magic Roundabout September 9, 2016
Did McDermott of the FCA lie to Parliament? August 26, 2016
Osborne & FSA interference in US prosecution of HSBC August 18, 2016
The Corporate Panopticon – how HSBC controls society August 13, 2016
Police relax policy on prosecuting bank fraud August 12, 2016
New complaint against the FCA August 11, 2016
Corruption by omission. The British way July 31, 2016
Email to the new CEO of the FCA July 28, 2016
All is not well at the FCA July 27, 2016
#HSBCfraud is closing in. July 22, 2016
Complaints Commissioner confirms HSBC fraud worse complaint against FCA he has dealt with July 20, 2016
Statement re John Nicolson MP [updated 2 August 2016] July 9, 2016
How Cameron controls the BBC July 7, 2016
Who prosecutes bank fraud in the UK? Nobody June 19, 2016
My thoughts on the FCA CEO Tracey McDermott’s CBE June 13, 2016
The Fraud Act 2006 and HSBC June 5, 2016
Fantastically corrupt Cameron May 10, 2016
HSBC reported to the police for false accounting and forgery May 6, 2016
FCA completely disinterested in HSBC fraud April 26, 2016
HSBC board of directors hear of their £1bn fraud April 22, 2016
Questions about Cameron for sale on eBay April 17, 2016
How MPs are conning the public over HSBC tax evasion April 17, 2016
Evidence presented to the FCA April 10, 2016
Censorship on talkRADIO April 9, 2016
Open letter to Sajid Javid April 1, 2016
The state of the UK under Cameron March 17, 2016
HSBC gets confident with help from the FCA February 23, 2016
HSBC and the security services February 22, 2016
Cameron appoints HSBC to top British roles February 22, 2016
How Cameron batted for HSBC in Brussels February 21, 2016
Breach of BBC independence February 16, 2016
BBC and Parliamentary Complicity in HSBC Fraud February 15, 2016
FCA and fraud. You’re ok if you’re HSBC February 14, 2016
Major British bank sued for drugs murders – full BBC report February 10, 2016
HSBC infiltrates defence & justice February 10, 2016
HSBC, Tory Lords and MI5 February 5, 2016
Lord Janvrin, HSBC and MI5 February 4, 2016
Osborne and HSBC February 4, 2016
Ever more FCA scandal February 4, 2016
Guest post – The BBC, HSBC and the Royal Charter January 27, 2016
Extraordinary FCA appointments January 26, 2016
Was the appointment of Rona Fairhead unlawful? January 25, 2016
BBC silence on HSBC January 24, 2016
Fairhead discusses HSBC on Marr January 24, 2016
The BBC is run by HSBC January 20, 2016
The FCA misled parliament today January 20, 2016
Is Sebastian Coe a woman? January 20, 2016
Is BBC avoiding tax? January 14, 2016
Email to Chair of Treasury Select Committee January 13, 2016
More BBC censorship January 11, 2016
Companies infected by HFC/HSBC fraud January 7, 2016
The FCA apology January 5, 2016
More BBC censorship of HSBC January 5, 2016
HSBC litany of lies January 3, 2016
The corrupt appointment of Rona Fairhead to the BBC December 25, 2015
Preliminary Decision on FCA complaint December 17, 2015
Why FCA should order HSBC to pay compensation December 8, 2015
Cameron’s involvement in HSBC fraud being investigated by FCA December 5, 2015
Good News December 4, 2015
Proof that appointment of Rona Fairhead to BBC Trust was corrupt December 1, 2015
Lords fall for spoof letter November 26, 2015
Spoof HSBC letter to Lord Hollick November 25, 2015
HSBC tells the Lords giving up fraud has lost them money November 24, 2015
Response from CMS Committee November 19, 2015
Chasing up CMS Select Committee November 16, 2015
DWP update November 12, 2015
My DWP Compliance Interview November 11, 2015
How the fraud works, a flowchart November 9, 2015
Why did DCMS go against usual practice to appoint BBC Trust Chair? November 5, 2015
My report to the CMS Committee regarding Rona Fairhead October 27, 2015
Jail bankers immediately October 23, 2015
Fairhead’s corrupt appointment to BBC September 24, 2015
HSBC, the mainstream media and me September 22, 2015
The winners and the winners in HSBC fraud cover up September 21, 2015
Revolving doors, part 342 September 21, 2015
Email to Jesse Norman MP about Rona Fairhead appointment to BBC September 16, 2015
FoI request to the Department of Media, Culture and Sport September 15, 2015
John Lewis Financial Services (HSBC) reported to the FCA for fraud September 15, 2015
Interactive map of HSBC fraud and systemic corruption September 11, 2015
Threat of criminal investigation to the Complaints Commissioner September 5, 2015
More HSBC evasion to Parliament September 1, 2015
BBC, Bilderberg and HSBC: Secrets and lies August 9, 2015
Wheatley the scapegoat. The real reason for his resignation? July 18, 2015
How HSBC owns the UK July 13, 2015
Email to Lord Hollick about Lord Green July 9, 2015
BBC censorship of HSBC July 7, 2015
Is HSBC subsidising the BBC? July 2, 2015
FCA tells parliament they don’t investigate bank fraud June 30, 2015
Please email your MP. June 24, 2015
Which bit of “we’re not corrupt” don’t you understand? June 15, 2015
BBC and HSBC propaganda June 9, 2015
BBC Silence June 6, 2015
Video blog – Smoking Gun May 31, 2015
MI5 and HSBC May 28, 2015
Camilla Cavendish appointment leading to peerage. More Tory corruption May 24, 2015
Smoking gun – the corrupt appointment of Rona Fairhead to the BBC May 19, 2015
How the election was won – fraud and corruption May 8, 2015
How I voted today May 7, 2015
Another HSBC AGM, another pack of lies April 24, 2015
What is the point of the FCA? March 20, 2015
Recap on HSBC fraud – are we angry yet? March 15, 2015
Dear BBC – My cat died March 11, 2015
FCA and BoE refuse to provide HSBC fee data March 5, 2015
Barclays copies whistleblower into internal emails about not talking to him March 5, 2015
Fraud authorities fail to act March 5, 2015
Proper Journalism March 2, 2015
HSBC lies yet again February 25, 2015
Serious questions for FCA February 24, 2015
The FCA tells me to get stuffed February 24, 2015
Is HSBC about to repay fraud victims? February 23, 2015
Prayers from Lambeth Palace February 22, 2015
Sunday Times is captured by HSBC too February 22, 2015
The FCA blames me February 12, 2015
Police reasons for not prosecuting HSBC February 10, 2015
Who does regulate lawyers? February 7, 2015
Captured Guardian February 5, 2015
Don’t blow the whistle. January 29, 2015
Excellent blog by Ian Fraser January 23, 2015
HSBC continue to lie about SRA regulation December 22, 2014
Weightmans – Law firm of the year December 16, 2014
FCA pass on HSBC lies in response to FoI request December 16, 2014
Hall of Shame – MSM failure at reporting HSBC fraud December 4, 2014
Beyond democracy – 21st C. feudalism November 15, 2014
Revolving Doors part 2 November 14, 2014
HSBC litany of lies November 9, 2014
HSBC lies to Parliament. October 29, 2014
Why Simon Danczuk won’t help me October 28, 2014
first response from Fiona Woolf October 27, 2014
email to Fiona Woolf October 27, 2014
Woolf must go October 24, 2014
HSBC (USA) Sexual Harassment case goes to court October 22, 2014
Corruption in Parliament. October 20, 2014
Welcome to the plutocracy October 13, 2014
Establishment taking the mickey October 10, 2014
HSBC’s Damascene Conversion October 2, 2014
Compare these 2 documents October 2, 2014
Evidence of SRA complete failure October 2, 2014
establishment cover up October 1, 2014
Reply to HSBC September 30, 2014
RT.com article September 25, 2014
Will HSBC pay me compensation? September 23, 2014
Ridiculous response from HSBC September 4, 2014
Crime pays in Cameron’s UK plc September 1, 2014
Lawyer to BBC about HSBC fraud August 30, 2014
email to HSBC solicitor August 29, 2014
Public Interest Psychology July 28, 2014
Why did HSBC close Gaza charity account? July 24, 2014
Three statements July 1, 2014
My mail to the US court responsible for HSBC DPA June 30, 2014
My email to Financial Conduct Authority June 30, 2014
HSBC’s Deferred Prosecution Agreement June 30, 2014
HSBC’s “fake” solicitors June 30, 2014
Proof of collusion between HSBC and FCA June 30, 2014
Wonga v HSBC (HFC) June 27, 2014
Talk at the Ethical Society 8 June 2014 June 20, 2014
Deep fraud and the ecology of capitalism June 12, 2014
Details of charges of fraud against HSBC and solicitors June 11, 2014
18 second dismissal by HSBC of my 10 years of work June 11, 2014
Three documents which prove HSBC fraud June 3, 2014
“We are in dispute with Mr Wilson” May 23, 2014
Private prosecution against HSBC launched May 7, 2014
Private prosecution of HSBC and solicitors April 27, 2014
My MP’s disgrace April 25, 2014
Is MI5 protecting HSBC? April 15, 2014
FCA cover-up April 11, 2014
FCA confirm that they have done nothing April 10, 2014
Benefits stopped April 8, 2014
Sham “job interview” April 6, 2014
Action Fraud have no record of complaint April 4, 2014
A warning to HSBC, Restons & Weightmans April 2, 2014
The cover-ups March 31, 2014
Is knowing what regulators do with fraud reports in the public interest? March 25, 2014
This is what could happen if victims knew of illegal charges. March 23, 2014
SRA tells me to get stuffed March 21, 2014
Height of arrogance? March 19, 2014
New complaint to SRA March 13, 2014
Restons collude with bank in fraud March 12, 2014
Enough evidence of cover-up? March 11, 2014
FCA have lost my complaint February 25, 2014
Regulators in action February 14, 2014
More SRA bluster February 11, 2014
FoI to FCA February 4, 2014
What is the FCA doing? February 4, 2014
Semantics – how bankers and lawyers escape the law February 4, 2014
Freedom of Information Request to the Legal Services Board January 28, 2014
Why did Legal Service Board’s attitude change? January 28, 2014
Unbelievable response from Legal Services Board January 23, 2014
Nauseating practices by Household in US December 16, 2013
Fraud explained with lentils December 13, 2013
Max Keiser hears about the HSBC(HFC) fraud December 4, 2013
Email to Douglas Flint HSBC December 3, 2013
New email to HSBC lawyer November 27, 2013
Correspondence with HSBC November 15, 2013
HSBC (HFC) lawyers admit fraud November 15, 2013
Trying to make banks work for us… November 14, 2013
Smartarse lawyer’s response to Private Eye November 14, 2013
SRA had a chat with Restons November 14, 2013
Intervention at Making Banks Work for Us November 5, 2013
email sent to Douglas Flint, Chair HSBC Holdings November 5, 2013
Why is it fraud? November 5, 2013
email to Solicitors Regulation Authority November 2, 2013
Unpublished Private Eye article October 17, 2013
HSBC – you have to take it seriously October 4, 2013
Email sent to HSBC October 2, 2013
£44m in illegal charges in one year. October 2, 2013
Even more evidence of HSBC lies October 2, 2013
Further lies from HSBC September 30, 2013
Evidence of HSBC lies September 30, 2013
HFC attitude to PPI September 30, 2013
Illegal charges September 24, 2013
Further cover-up September 19, 2013
Ed Miliband hears about HSBC illegal charges – youtube clip May 14, 2013
Revolving doors April 3, 2013
Further evidence of SRA cover-up February 24, 2013
Legal Aid, Sentencing and Punishment of Offenders Act 2012 February 9, 2013
Parliamentary Commission on Banking Standards February 5, 2013
What happens to the charges? February 3, 2013
Why is Stephen Green a baron & trade minister? Diamond resigned. February 2, 2013
Any VAT Experts? February 1, 2013
Do illegal work for HSBC or be sacked January 30, 2013
HSBC confused January 30, 2013
Coincidence ? January 24, 2013
Parliamentary cover-up? January 24, 2013
Unlawful charges – breach of the Solicitors Act 1974 January 22, 2013
Illegal HSBC charge of £4,962.06 January 22, 2013
HSBC regrets buying HFC Bank January 21, 2013
“You know what banks are like for that sort of thing” – Judge Robinson January 19, 2013
Catch 22 January 18, 2013
Ministry of Justice refuse access to public domain information January 14, 2013
“Mr Ethical” January 13, 2013
This is why contingency fees are unlawful January 12, 2013
Psychiatric report January 12, 2013
False accounting? January 12, 2013
Refusal to discuss illegal contract January 12, 2013
The crucial email January 12, 2013
Lunch January 11, 2013
Bullet points January 3, 2013
HSBC (HFC) reported to FSA December 14, 2012
Whistleblowers UK Launch December 13, 2012
Whistleblowers UK November 30, 2012
Ministry of Justice response to FoI request October 31, 2012
SRA acknowledgement August 6, 2012
Reporting Hamilton & Restons August 3, 2012