email to HSBC solicitor

Today I have sent this email to HSBC solicitor Paul Kavanagh (who’s name on appears on their “fake” solicitor letters from DG Solicitors). I will post any reply received.

Dear Mr Kavanagh

In view of your email below, I shall be grateful if you would please read this –

and then explain to me

(a) why is the bank and the FCA telling me and the public that HFC’s agreements gave it “a right” to add collection charges to their accounts when the OFT order specifically stated exactly the opposite.
(b) why is it that the bank and the FCA are sending out exactly the same text, which has clearly been copied and pasted,  to propagate this deception.

I look forward to hearing from you as soon as possible.

Nicholas Wilson

From: <>
Date: Wed, 4 Dec 2013 09:27:31 +0000
To: Nicholas Wilson <>
Subject: HFC Bank Limited

I refer to your email dated 3 December 2013.

As I set out in my letter dated 15 November 2013 I will ensure that any new
information is investigated.  Should you have any new information to bring
to the bank’s attention please send it to me at the above email address.  I
am your point of contact for this matter.

I await hearing from you.


NB This advice is confidential to HSBC Bank plc and its subsidiaries. It
must not be copied to external parties.